Best Dental Insurances in Ohio

Facing a dental emergency in Ohio can be stressful, but having the right insurance can alleviate some of that worry. Here are some of Ohio’s best dental insurance options to help you navigate unexpected dental issues without breaking the bank.

Delta Dental 

Delta Dental is a leading dental insurance provider known for having comprehensive coverage and an extensive network of dentists in Ohio. Their plans often include benefits for emergency dental services, ensuring you can receive timely care when needed. For example, Delta Dental’s Emergency Assistance Program provides coverage for emergency treatment worldwide, giving you peace of mind no matter where you are.

Anthem Blue Cross Blue Shield

Offers various dental insurance plans tailored to the needs of Ohio’s residents. Their plans typically include coverage for emergency dental treatments, such as exams, x-rays, and extractions. For instance, Anthem’s Dental Prime plans to provide coverage for preventive, essential, and primary dental services, including emergency care.

UnitedHealthcare Dental

UnitedHealthcare Dental provides flexible dental insurance options with coverage for emergency dental services in Ohio. Their plans may include benefits such as coverage for emergency exams, fillings, and other necessary treatments to address sudden dental issues. UnitedHealthcare Dental also offers virtual visits through its Teledentistry program, allowing you to consult with a dentist remotely in an emergency.

Humana Dental

Humana Dental provides comprehensive dental insurance plans with coverage for emergency dental services in Ohio. Their plans often include benefits such as coverage for emergency exams, diagnostic tests, and treatments for acute dental problems. Humana Dental’s Dental Value Plan covers preventive, essential, and primary services, including emergency care, at an affordable monthly premium.

Other Affordable Options


The Ohio Medicaid program provides vital healthcare services to eligible low-income individuals and families, including dental care. Medicaid covers dental services for children and some adults, offering comprehensive coverage for emergency treatments at minimal or no cost. For example, Medicaid covers emergency dental services such as extractions, fillings, and root canals, ensuring you get the attention you need without worrying about the cost.

Discount Dental Plans

Discount dental plans offer an alternative to traditional insurance and can provide significant savings on dental care, including emergency services. These plans typically involve paying an annual fee in exchange for discounted rates on dental treatments at participating providers. For instance, the Careington Care 500 Series plan offers discounts on a wide range of dental services, including emergency treatments, with no waiting periods or annual limits.

Nonprofit Organizations (NPOs) and Local Universities: Some nonprofit organizations and local universities in Ohio offer free or low-cost dental assistance programs to needy community members. These programs may include dental clinics staffed by volunteer professionals or dental students under supervision. 

For example, the Ohio State University College of Dentistry operates a clinic that provides discounted dental services, including emergency care, to uninsured and underinsured individuals.

Another example is the Dental OPTIONS program, run by the Ohio Department of Health, which connects low-income residents with volunteer dentists who provide free dental care at participating clinics.

Final Thoughts:

Options like Delta Dental, Anthem Blue Cross Blue Shield, UnitedHealthcare Dental, and Humana Dental offer comprehensive coverage for emergency dental services, ensuring you can receive prompt care without financial strain. Additionally, Medicaid, discount dental plans, nonprofit organizations, and local universities provide affordable alternatives for emergency dental care.

Remember to prioritize preventive dental care to avoid emergencies, but rest assured that options are available to help you when unexpected dental issues arise.



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